20200514092554175Blair, Nebraska - Wikipedia, the free encyclopedia
implement, and dry goods stores, a hotel, a bank, FIPS code 31-0535011]
and a newspaper. A town board was formed in
August. GNIS feature ID 0827479�2�
Page 2 of 4
Before the end of the year, the town called for an election to relocate the county seat, which at that time
was in Fort Calhoun. Blair won, and a brick courthouse was erected at 19th and Grant.
Construction was also progressing on the rail line. Before a railroad bridge was built across the
Missouri, freight cars were pushed onto barges on one side of the river, then pulled off on the other.
Since the engines did not cross the river, a roundhouse to service them was built north of town. When
the bridge was completed in 1882, that facility was dismantled and servicing was done in Iowa.
Local brickyards turned out 1,500,000 bricks per year to meet the demands of the city's rapid
development. In 1884 the community, predominantly Danish, raised $3,000 in matching funds and
appropriated several acres of land on which to establish a "folk school." The forerunner of Dana
College, Trinity Seminary was housed in a home until the impressive, four-story main building was
dedicated in 1886.
By then a city water system was in place, and South Creels, dug out by men with hand shovels, had been
straightened to improve the drainage on south side of town. A public high school was constructed before
the turn of the century.
Industries that sprang up along the railroad include: a mill which produced Maintop flour and livestock
feeds; a foundry manufacturing roller bearings; a laboratory which made patent medicines; a poultry
incubator plant employing about 40 men; and a horse collar company which employed up to 125 men,
until "horses left the drawbar scene."
A plant, built in 1889 to provide electricity for lights, was not dependable or profitable. In 1914 a new
municipal power plant was built and later a city ice plant was added to supply Blair with "safe ice,"
replacing the system of cutting it from the river.
Over the years, other enterprises came and went: a plant manufacturing spark plugs used in Model T
Fords; a canning company; a seed corn plant; and a church -publishing house. Currently, Kelly Ryan
Equipment Company, established in the mid -1940s, employs up to 50 persons. The D.L.Blair Company,
specializing in nation-wide promotion campaigns, was established in the 1970s. Mid America Computer
Corp. was also established in the 1970s and employs 200+ employees and servers over 300 clients in the
telecommunications industry.
The "Bee -Line" Highway, started in 1923, got little use until a bridge was built across the Missouri at
Blair in 1929. Later designated as Highway 30, paving was completed as a Federal Works project in the
1930s. Highways U.S.75 and State 91 and 133 were completed later.
Blair is located at 4103244"N 96081411W (41.545562, -96.134383)[4].
According to the United States Census Bureau, the city has a total area of 4.7 square miles (12.1 km2), of
which, 4.6 square miles (12.0 kin') of it is land and 0.04 square miles (0.1 km2) of it (0.43%) is water.
Blair has its own hospital, the Memorial Community Hospital, and being the county seat, also has a
courthouse located in town.
httn://en.wikinedia.ora/wiki/Blair•. Nebraska 10/29/2009
Blair, Nebraska - Wikipedia, the free encyclopedia Page 3 of 4
Demographics
As of the censuslll of 2000, there were 7,512 people, 2,871 households, and 1,891 families residing in
the city. The population density was 1,617.3 people per square mile (625.1/km2). There were 3,033
housing units at an average density of 653.0/sq mi (252.4/km2). The racial makeup of the city was
97.43% White, 0.44% African American, 0.29% Native American, 0.33% Asian, 0.27% Pacific
Islander, 0.33% from other races, and 0.91 % from two or more races. Hispanic or Latino of any race
were 1.34% of the population. '
There were 2,871 households out of which 33.9% had children under the age of 18 living with them,
52.8% were married couples living together, 10.1 % had a female householder with no husband present,
and 3 4. 1 % were non -families. 29.1 % of all households were made up of individuals and 14.4% had
someone living alone who was 65 years of age or older. The average household size was 2.43 and the
average family size was 3.02.
In the city the population was spread out with 24.9% under the age of 18, 13.8% from 18 to 24, 25.6%
from 25 to 44, 20.4% from 45 to 64, and 15.4% who were 65 years of age or older. The median age was
35 years. For every 100 females there were 90.9 males. For every 100 females age 18 and over, there
were 88.2 males.
The median income for a household in the city was $41,214, and the median income for a family was
$52,114. Males had a median income of $36,839 versus $25,452 for females. The per capita income for
the city was $19,240. About 6.2% of families and 8.4% of the population were below the poverty line,
including 11.4% of those under age 18 and 10.5% of those age 65 or over.
Points of interest
• Part of the Nebraska Statewide Arboretum collection
• Blair is home to Dana College
• From 1896-1954, Blair was home to Trinity Seminary, a school of the United Evangelical
Lutheran Church
• Blair is located along the historic Lincoln Highway
Notable residents
® Kent Bellows - artist
■ Bill Dannenhauser - professional wrestler
® Mike Ekeler - Nebraska football coach
® Mick Mines - Nebraska state senator
a Tom Seaton - baseball star
® Paul Simon - Democratic Congressman, Senator, and presidential candidate
s Rod Whitaker - novelist
Trivia
■ This is one of two cities that have been the contact point for many consumer products contests, the
other being Young America, Minnesota.
httn://Cn.wilCinedia.ora/wiki/Blair. Nebraska 10/29/2009
Nelsen Appraisal Services, Inc, Russ Nelsen CG 920 276
APPRAISAL AND REPORT IDENTIFICATION
This Appraisal Report Is = of the following types:
❑ Self Contained (A written report prepared under Standards Rule 2-2(a) , pursuant to the Scope of Work, as disclosed elsewhere in this report.)
19 Summary (A written report prepared under Standards Rule 2.2(b) , pursuant to the Scope of Work, as disclosed elsewhere In this report.)
❑ Restricted Use (A written report prepared under Standards Rule 2-2(c) , pursuant to the Scope of Work, as disclosed elsewhere In this report,
restricted to the stated Intended use by the specified client or Intended user.)
Comments on Standards Rule 2-3
1 certify that, to the best of my knowledge and belief:
The statements of fact contained in this report are he and correct.
The reported analyses, opinions, andconciuslons are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional
analyses, opinions, and conclusions,
• i have no (or the specified) present or prospective Interest in the property that Is the subject of this report and no (or the specified) personal Interest with respect to the parties
Involved.
I have no blas with respect to the property that is the subject of this report or the parties Involved with this assignment
My engagement in this assignment was not contingent upon developing or reporting predetermined results.
My compensation for completing this assignment Is not contingent upon the development or reporting of a predetermined value or direction In value that favors the cause
of the client, the amount of the value opinion, the aftalnment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal,
My analyses, opinions and conclusions were developed and this report has been prepared, in conformity with the Uniform Standards of Professional Appraisal Practice.
I have (or have not) made a personal Inspection of the property that is the subject of this report
No one provided significant real property appraisal assistance to the person signing this certification. (if there are exceptions, the name of each individual providing significant
real property appraisal assistance is stated elsewhere in this report)
Comments on Appraisal and Report Identification
Note any USPAP related Issues requiring disclosure and any State mandated requirements:
This report is Intended only for use in market value. This report Is not intended for any other use. Further, the appraiser or firm
assumes,no obligation, liability or accountability to any third party. If this report is pla6dd in the hands of anyone but the client
client shall make such party aware of all the assumptions and limiting conditions of the assignment.
This appraisal 11 not a home Inspection and the appraiser is not acting as a home Inspector when preparing the report. The
borrower has the right to have the home Inspected by a professional home Inspector
When performing the Inspection of this r)ropedy, the appraiser visually observed areas that were readily accessible. The
appraiser is not re uired to disturb or move anything that obstructs access or visibility@
When com letin the appraisal, a visual Inspection was made. The Inspection is not technically exhaustive. The Inspection does
not offer warranties or guarantees of any kind,
APPRAISER:
Signature:
Name: Russ Ne sen cert. appraiser
Date Signed:_ 9— 7 --/
State Certification CG 920 276
or Stale License #:
State: NE
Expiration Date of Certification or License:
Effective Date of Appraisal: '� , _-) _� – / 5?
SUPERVISORY APPRAISER (only if required):
Signature:
Name:
Date Signed:
State Certification #:
or State License #:
State:
Expiration Date of Certificallon or License:
Supervisory Appraiser Inspection of Subject Property:
❑ Did Not ❑ Exterior -only from street ❑ Interior and Exterior
Form 1006 — •TOTAL for Windows" appraisal software by a Ia made, Inc.—1.800•ALAMODE
MULTI-PURPOSE SUPPLEMENTAL ADDENDUM
FOR FEDERALLY RELATED TRANSACTIONS
Nelsen Appraisal Services, Inc. Russ Nelsen CG 920 276
Borrower/Client s k e, --
Property Address
city County State Zip Code
Lender
This Multi -Purpose Supplemental Addendum for Federally Related Transactions was designed to provide the appraiser with a convenient way to comply with the current
appraisal standards and requirements of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of Currency (OCC), The Office of Thrift
Supervision (OTS), the Resolution Trust Corporation (RTC), and the Federal Reserve.
This Multi -Purpose Supplemental Addendum Is for use with any appraisal. Only those
statements which have been checked by the appraiser apply to the property being appraised.
❑ PURPOSE & FUNCTION OF APPRAISAL
The purpose of the appraisal is to estimate the market value of the subject property as defined herein, The function of the appraisal Is to assist the above-named
Lender in evaluating the subject property for lending purposes. This is a federally related transaction.
❑ EXTENT OF APPRAISAL PROCESS
❑ The appraisal is based on the Information gathered by the appraiser from public records, other Identified sources, Inspection of the subject property and
neighborhood, and selection of comparable sales within the subject market area. The original source of the comparables is shown In the Data Source section
of the market grid along with the source of confirmation, if available. The original source is presented first. The sources and data are considered reliable,
When conflicting information was provided, the source deemed most reliable has been used. Data believed to be unreliable was not Included in the report nor
used as a basis for the value conclusion,
❑ The Reproduction Cost Is based on
supplemented by the appraiser's knowledge of the local market.
[� Physical depreciation is based on the estimated effective age of the subject property. Functional and/or external depreciation, if present, is specifically
addressed In the appraisal report or other addenda. In estimating the site value, the appraiser has relied on personal knowledge of the local market. This
knowledge Is based on prior and/or current analysis of site sales and/or abstraction of site values from sales of Improved properties,
❑ The subject property is located in an area of primarily owner -occupied single family residences and the Income Approach is not considered to be meaningful,
For this reason, the Income Approach was not used,
❑ The Estimated Market Rent and Gross Rent Multiplier utilized in the Income Approach are based on the appraiser's knowledge of the subject market area.
The rental knowledge is based on prior and/or current rental rate surveys of residential properties, The Gross Rent Multiplier is based on prior and/or current
analysis of prices and market rates for residential properties,
❑ For income producing properties, actual rents, vacancies and expenses have been reported and analyzed, They have been used to project future rents,
vacancies and expenses.
❑ SUBJECT PROPERTY OFFERING INFORMATION
According to Pu51;c Rem 2d the subject property:
❑ has not been offered for sale In the past: 17130 days ❑ 1 year ❑ 3 years.
❑ is cuuen8y otte[ed for sale for $
❑ was offered for sale within the past: 17130 days ❑ 1 year ❑ 3 years for $
❑ Offering information was considered In the final reconciliation of value.
0—Offering Information was not considered in the final reconciliation of value,
❑ Offering Information was not available. The reasons for unavailability and the steps taken by the appraiser are explained later in this addendum.
❑ SALES HiSTORY OF SUBJECT PROPERTY
Accordingto -Abf;e Re.corzok the subject property:
EF Has not transferred ❑ In the past twelve months, ❑ in the past thirty-six months. ® In the past 5 years,
❑ Has_Itanafmad ❑ in the past twelve months. ❑ in the past thirty-six months. ❑ In the past 5 years.
❑ NI prior sales which have occurred in the past are listed's,ow and reconciled to the appraised value, either in the body of the report or In the addenda.
Date Satee Price Document # Seller Buyer
❑ FEMA FLOOD HAZARD DATA
® Subject property Is not located in a FEMA Special Flood Hazard Area,
❑ Subject property Is located in a FEMA Special Flood Hazard Area.
zone FEMA Map/Panel # Map Date Name of Community
❑ The community does not participate in the National Flood Insurance Program,
❑ The community does participate in the National Flood Insurance Program,
❑ It is covered by a Lagulat program.
❑ It is covered by an emernencv program,
Page 1 of 2
Form MPA3 —'TOTAL for Wridowe appraisal software by a la made, Inc. — i.800-ALAMODE
❑ CURRENT SALES CONTRACT
The subject property Is currently not under contract.
The contract and/or escrow Instructions were not available for review. The unavailability of the contract is explained later in the addenda section,
❑ The contract and/or escrow Instructions wet . rter aev(w . The following summarizes the contract:
Contract Date Amendment Date Contract Price Seller
❑ The contract indicated that personal property was notinclude in the sale.
❑ The contract Indicated that personal property was Include id _d, It consisted of
❑ Personal property was not included in the final value estimate. Estimated contributory value Is $
❑ Personal property was included in the final value estimate,
❑ The contract Indicated no financingconcessions or other Incentives.
❑ The contract indicated the following concessions or Incentives:
❑ If concessions or incentives exist, the comparables were checked for similar concessions and appropriate adjustments were made, If applicable, so
that the final value conclusion is in compliance with the Market Value defined herein.
❑ MARKET OVERVIEW Include an explanation of current market conditions and trends.
months is considered a reasonable marketing period for the subject property based on
❑ ADDITIONAL CERTIFICATION
The Appraiser certifies and agrees that:
(1) The analyses, opinions and conclusions were developed, and this report was prepared, in conformity with the Uniform Standards of Professional
Appraisal Practice CUSPAP'), except that the Departure Provision of the USPAP does not apply,
(2) Their compensation is not contingent upon the repotting of predetermined value or direction in value that favors the cause of the client, the amount
of the value estimate, the attainment of a stipulated result, or the occurrence of a subsequent event.
(3) This appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan,
❑ ADDITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS
The value estimated Is based on the assumption that the property is not negatively affected by the existence of hazardous substances or detrimental
environmental conditions unless otherwise slated in this report. The appraiser Is not an expert in the fdentificalion of hazardous substances or detrimental
environmental conditions, The appraiser's routine Inspection of and Inquiries about the subject property did not develop any information that indicated
any apparent significant hazardous substances or detrimental environmental conditions which would affect the property negatively unless otherwise stated
In this report, It is possible that tests and inspections made by a qualified hazardous substance and environmental expert would reveal the existence of
hazardous substances or detrimental environmental conditions on or around the property that would negatively affect its value.
❑ ADDITIONAL COMMENTS
❑ APPRAISER'S SIGNATURE & LICENSE/CERTIFICATION
Appraiser's Slgnature - Effective Date 1� " Date Prepared Z 7 -
Appraiser's Name (print) Russ Nelsen, cert. appraiser Phone # 426-8020
_(402)
State NE ❑ License ® Certification # CG 920 276 Tax ID # 47-0738888
❑ CO-SIGNING APPRAISER'S CERTIFICATION
❑ The co-signing appraiser has personally Inspected the subject property, both inside and out, and has made an exterior Inspection of all comparable sales
listed In the report, The report was prepared by the appraiser under direct supervision of the co-signing appraiser. The co-signing appraiser accepts
responsibility for the contents of the report including the value conclusions and the limiting conditions, and confirms that the certiiicalions apply
fully to the co-signing appraiser.
❑ The co-signing appraiser has not personally inspected the Interior of the subject property and:
❑ has not inspected the exterior of the subject property and all comparable sales listed in the report.
❑ has Inspected the exterior of the subject property and all comparable sales listed In the report,
❑ The report was prepared by the appraiser under direct supervision of the co-signing appraiser, The co-signing appraiser accepts responsibility for the
contents of the report, Including the value conclusions and the limiting conditions, and confirms that the certifications apply fully to the co-signing
appraiser with the exception of the certification regarding physical Inspections, The above describes the level of inspection performed by the
co-signing appraiser,
❑ The co-signing appraiser's level of inspection, involvement in the appraisal process and certification are covered elsewhere In the addenda section
of this appraisal,
❑ CO-SIGNING APPRAISER'S SIGNATURE & LICENSE/CERTIFICATION
Co-Slgging
Appraiser's Signature Effective
Date Date Prepared
Co -Signing Appraiser's Name (print) Phone #
State ❑ License ❑ Codification # Tau ID #
Page 2 of 2
Form MPA3 —'TOTAL for Windows" appraisal software by a to mode, Inc. —1.800-ALAMODE
DEFINITION OF MARKET VALUE: The most pro6abie price which a property should bring in a competitive and open market under all conditions
requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assum'ng the price is not affected by undue stimulus. Implicit in this
definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are
typically motivated; (2) both parties are well Informed or well advised, and each acting In what he considers his own best Interest; (3) a reasonable time is allowed
for exposure in the open market; (4) payment is made in terms of cash in U.S, dollars or in terms of financial arrangements comparable thereto; and (5) the price
represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with
the sale.
* Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary
for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily Identifiable
since the seller pays these costs in virtually all sales transactions. Special or creative tinancinn'adjustments can be made to the
comparable property by comparisons to financing terms offered by a third party Institutional lender that is not already involved in the
property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession
but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the
appraiser's judgement.
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report Is subject to the following
conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, The appraiser assumes that
the titre Is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible
ownership.
2, The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the Improvements and the sketch is Included only to assist
the reader of the report in visualizing the property and understanding the appraiser's determination of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted
In the appraisal report whether the subject site Is located In an Identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes
no guarantees, express or implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do
so have been made beforehand.
5. The appraiser has estimated the value of the land In the cost approach at its highest and best use and the Improvements at their contributory value. These
separate valuations of the land and Improvements must not be used In conjunction with any other appraisal and are invalid If they are so used.
6. The appraiser has noted In the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic
substances, etc.) observed during the Inspection of the subject property or that he or she became aware of during the normal research Involved In performing
the appraisal. Unless otherwise stated in the appraisal report, the appraiser. has no knowledge of any hidden or unapparent conditions of the property or
adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and
has assumed that there are no such conditions and makes no guarantees or warranties, express or Implied, regarding the condition of the property. The
appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such
conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an
environmental assessment of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be
reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such Items that were furnished by other
parties.
8. The appraiser will not disclose the contents of the appraisal report except as provided for In the Uniform Standards of Professional Appraisal Practice.
9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that Is subject to satisfactory completion, repairs, or
alterations on the assumption that completion of the Improvements will be performed in a workmanlike manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report
(including conclusions about the property value, the appraiser's Identity and professional designations, and references to any professional appraisal
organizations or the firm with which the appraiser is associated) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage
Insurer; consultants; professional appraisal organizations; any state or federally approved financial Institution; or any department, agency, or Instrumentality
of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data
collection or reporting services) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also
be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Freddie Mac Form 439 6.93 Page 1 of 2 Fannie Mae Form 10048 6.93
Nelsen Appraisal Services, Inc. Russ Nelsen CG 920 276
Form ACR — "TOTAL for Windows' appraisal sofhvare by a la mode, Inc. —1.800-ALAMODE
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property
for consideration In the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant
variation, if a significant item in a comparable property is superior to, or mdre favorable than, the subject property, I have made a negative adjustment to reduce
the adjusted sales price of the comparable and, if a significant item in a comparable property Is inferior to, or less favorable than the subject property, I have made
a positive adjustment to Increase the adjusted sales price of the comparable.
2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not
knowingly withheld any significant information from the appraisal report and I believe, to the best of my knot'rfedge, that all statements and Information In the
appraisal report are true and correct,
3. 1 stated In the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent
and limiting conditions specified in this form,
4. 1 have no present or prospective Interest in the property that Is the subject to this report, and I have no present or prospective personal Interest or blas with
respect to the participants in the transaction, I did not base, either partially or completely, my analysis and/or the estimate of market value In the appraisal report
on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present
owners or occupants of the properties in the vicinity of the subject property,
5. 1 have no present or contemplated future Interest In the subject property, and neither my current or future employment nor my compensation for performing this
appraisal is contingent on the appraised value of the property,
6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate,
the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I
did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan.
7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal
Standards Board of The Appraisal Foundation and that were In place as of the effective date of this appraisal, with the exception of the departure provision of those
Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market Is a condition in the definition of market value
and the estimate I developed Is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the
reconciliation section.
6. 1 have personally Inspected the Interior and exterior areas of the subject property and the exterior of all properties listed. as comparables In the appraisal report.
I further certify that I have noted any apparent or known adverse conditions In the subject Improvements, on the subject site, or on any site within the Immediate
vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions In my analysis of the property value to the extent chat
had market evidence to support them, I have also commented about the effect of the adverse conditions on the marketability of the subject property.
9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional
assistance from any individual or Individuals In the performance of the appraisal or the preparation of the appraisal report, I have named such Individual(s) and
disclosed the specific tasks performed by them in the reconcillation section of this appraisal report. I certify that any individual so named Is qualified to perform
the tasks. I have not authorized anyone to make a change to any item in the report; therefore, If an unauthorized change Is made to the appraisal report, I will take
no responsibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that:
I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser,
agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am laking full responsibility for the appraisal and the appraisal report,
ADDRESS OF PROPERTY APPRAISED: to 'fir y� ,Ca/rl&oe �-f IiMca hle.a
ar
APPRAISER:
Signature
Name: Russ Nelsen, cert. aopralser
Date Signed: q " :2 -
State
State Certification #: CG 920 276
or State License #:
State: NE
Expiration Date of Certification or License:
SUPERVISORY APPRAISER (only if required):
Signature:
Name:
Date Signed:
State Certification #:
or State License #;
State:
Expiration Date of Certificafion or License:
❑ Old ❑ Did Not Inspect Property
Freddie Mac Form 439 6.93 Page 2 of 2 Fannie Mae Form 1004B 6.93
Form ACR — "TOTAL for windows" appraisal software by a la mode, Inc,—1-800•ALAMODE
710 S 19th Street Phone 402-426-8020
Blair, NE 68008 Fax 402-426-8021
E-mail cuss@nebreaity.com
Professional
Licenses Nebraska Appraiser's License, General Certification #CG 920276
Iowa Appraisers License, General Certification #CG01768
Education Dana College, Blair, NE. Bachelor of Science in Business Administration. 1973
University of Nebraska at Omaha. Degree in Land Use Economics, 1979.
Continuing Education (Broker and Appraisal), NE Real Estate Commission.
Various N.A.I.F.A., American Institute and S.R.A. Seminars, including Uniform Standards of Professional
Appraisal Practices,
Experience
1986 -Present Nelsen Appraisal Service, Inc., President
Appraisal area includes all of Nebraska and western Iowa. Am presently on HUD panel for Washington,
Burt, Thurston and Cuming Counties.
Qualified as expert and furnished testimony in County and District Court,
Partial List of American Family Financial Services — Omaha, NE
Other Clients Bank of the West
American National Bank
Bell Federal Credit Union — Omaha, NE
Charter West —Elkhorn, NE
Conservative Savings Bank — Omaha, NE
Douglas County Bank and Trust — Omaha, NE
Enterprise Bank —Omaha, NE
Farm Credit Services — Omaha, NE
First National Bank — Omaha, NE
First American Savings Bank — Omaha, NE
First Bank — Blair, Omaha, NE
Attorneys: Susan Anderson — Omaha, NE
Brown and Brown — Omaha, NE
Gregory Drew — Blair, NE
William Gast —Omaha, NE
James Gottschall — Omaha, NE
Robert Hillis — Fremont, NE
Fremont State Bank — Fremont, NE
Lincoln Federal Savings Bank — Fremont, NE
Norwest Bank- — Omaha, NE
Omaha National Bank - — Omaha, NE
Omaha State Bank — Omaha, NE
Omaha Public Power District — Omaha, NE
Onawa State Bank — Onawa, IA
State of Nebraska
Two Rivers Bank — Blair, Arlington, NE
Union Bank & Trust — Lincoln, NE
U.S, Bank, N.A.
Washington County
Johnson and Mock — Blair, NE
Robert Mullin —Omaha, NE
Wyman Nelson — Blair, NE
Jon Sedlacek — Blair, NE
Patrick Tripp —Omaha, NE
States Alabama, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Minnesota, Mississippi, Missouri, Nebraska
Appraised In:
ON
fI
44
I
N
O
N
Q
1
N
R